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Sunday, August 9, 2009
Saturday, July 11, 2009
THE EASIEST LOAN TO BUY A HOME IN TODAY'S MARKET!
If this is your first time signing up, WELCOME! If you are rejoining for additional information, WELCOME back and please continue to join me! As a market expert with valuable experience, I will continue to provide tips on how to make the home buying process easy and less tedious and stressful.
In today's market, we are realizing that applications for Conventional Loans are being out-numbered by FHA Loans. Why? FHA Home Loans for buying a home or FHA Mortgage Refinances are fast and easy with FHA Home Loans.com. First time home buyers are allowed as their initial investment (down payment) as little as 3.5% and FHA home mortgage refinance up to 96.5% of the home value.
In today's market, we are realizing that applications for Conventional Loans are being out-numbered by FHA Loans. Why? FHA Home Loans for buying a home or FHA Mortgage Refinances are fast and easy with FHA Home Loans.com. First time home buyers are allowed as their initial investment (down payment) as little as 3.5% and FHA home mortgage refinance up to 96.5% of the home value.
Please watch out for my next issue! Keep coming back!
Thanks.
Pierre S. King, Associate Broker
Weichert Realtors H.P. Greenfield
Weichert Realtors H.P. Greenfield
718 692-4444 Office
917 407-6697 Cell
718 253-6853 Fax
email;yourrealestateking@gmail.com
http://www.kandhhomes.com/
http://www.kandhhomes.com/
Wednesday, July 8, 2009
FIRST TIME HOME BUYERS - HOW TO BEAT THE FREE $8000 TAX CREDIT DEADLINE
HOME BUYERS – COUNT DOWN TIPS ON HOW TO BEAT THE FREE $8,000 TAX CREDIT DEADLINE
The Final Count Days (As of July 9th - 145 Days Left for the FREE “$8,000 Tax Credit – Must Be Used On or Before Dec 1, 2009!
Dear Valued Customers:
I would like to thank you for taking the time to read my introductory blog that begins a journey, giving tips & knowledge to both home buyers and sellers during the buying and selling process in Brooklyn, NY and its surrounding Boroughs. My goal is to show ways on how to save money during the home buying process, easing your stressful conditions when searching for homes, co-ops, condos or commercial properties especially in Brooklyn and paving the road of rocky hurdles that prevent potential home buyers from buying their dream homes. Sellers, watch out for tips on what it takes to quickly sell your home, avoid incurring additional and unnecessary expenses. To the best of my ability, I will provide the best answers to your inquiries and concerns. Don’t Panic! I will be there to guide you through this tedious process, easing it with the right answers to your difficult questions.
FIRST TIME HOME BUYERS, the FREE $8000 Tax Credit is not limited to individuals living in Brooklyn, but applies to all FIRST TIME HOME BUYERS all over the United States. My concentration will be the 5 Boroughs – Brooklyn, Bronx, Queens, Manhattan and Staten Island.
Let’s begin! See how you can make your first FREE $8,000 before even moving into your new home! Remember to count down to Dec 1, 2009! Let’s see how buying a home in Brooklyn can be affordable!
COUNT DOWN TIPS – FREE $8,000 FOR FIRST TIME HOME BUYER!
If I were to show you how to get $8,000 FREE, with no obligation to pay it back, will you be happy? If so, you must timely meet the required qualifications, be dedicated to the process, because we must meet the Dec 1st, 2009 deadline!
By Dec 1st, You Must:
I. Have a Legal and Binding Contract
· Have an accepted offer.
· Have an inspection by a Licensed Inspector.
· Have a termite inspection.
· Have given your down payment.
· Sign your contract.
II. Have a Mortgage Commitment
· Meet with a Loan Officer
· Provide all required document
· Have an appraisal (Licensed Real Estate Appraisal)
III. Have Performed a Survey, Title and Lien Search, or Have Seen a Co-op Board and Ordered Stock Certificate
· Remind your Legal Representative to order the above.
IV. Have had a Closing
· Final Walk-Through of the property you’re purchasing.
· Speak with your Loan Officer and Legal Representative on additional money needed for closing.
· On the day of closing. Be on Time.
· Bring all document requested by your Loan Officer and Legal Representative.
· Bring at least 3 Forms of Identifications.
Don’t worry and don’t be stress! I will be available during this process to answer all your inquiries and walk you through the BUYING PROCESS!
BASIC REQUIREMENTS TO QUALIFY FOR THE FREE $8000 TAX CREDIT
WHAT IS A TAX CREDIT?
· It is FREE money given by the U.S. Government to 1st Time Home Buyers
· It’s FREE! No obligations and you DON’T have to PAY it back.
TO QUALIFY;
· TYPE OF HOMES:
1. Single Family
2. Condos
3. Co-ops
4. Townhouses
· MUST BE LOCATED in The U.S.
· Purchase Price MUST be $80,000 or MORE (If below $80,000 you qualify for 10% of the Purchase Price - $75,000 x 10% = $7,500)
· MUST be your PRINCIPAL RESIDENCE or OWNER OCCUPIED (Reside more than 50% of the time) on or after January 1st, 2009 and before December 1st, 2009 (HAVE TITLE)
· It’s ONLY for 1st TIME HOME BUYERS – (On the day CLOSING, You MUST NOT have had OWNERSHIP INTEREST in a HOME for the LAST 3 Years!)
· INCOME MUST BE:
1. Single or Head of Household: $75,000 or LESS.
2. Married Filing Jointly: $150,000 or LESS.
· HOW DO I DETERMINE MY INCOME?
1. Wages
2. Salaries
3. Interest and Dividends
4. Pension
5. Retirement Earnings
6. Rental Income, etc
*To Find Your Income, you can look at you most recent tax return. This is reported as Adjusted Gross Income (AGI) on the final line on the front page of an IRS Form 1040 or 1040A.
· DOWN PAYMENT:
· Can This Credit Be Used as my DOWN PAYMENT? Absolutely NOT!
· HOW DO I APPLY FOR THIS CREDIT?
1. There aren’t ANY APPLICATION Forms for this FREE $8000 Tax Credit
2. All eligible purchasers simply claim the credit on their IRS Form 1040 tax return. This credit will be reflected on a new Form 5405 that will be attached to Form 1040.
CLICK HERE TO VIEW FORM 5405 (TAX CREDIT FORM)
3. You need No Pre-purchase authorization.
4. No application.
5. No approval process.
· Don’t Miss This Opportunity!
This is the best time to BUY in TODAY’S MARKET!
Why? Interest rates are at an all time low in 20 years! Plus, home prices have dropped, and to top it off, the U.S. Government is giving away a one-time FREE $8000 to 1st Time Homebuyers! You MUST use this FREE $8000 by December 1st of LOSE IT!
CLICK HERE FOR ADDITIONAL QUESTIONS AND ANSWERS ABOUT THE FREE $8000 TAX CREDIT
*For more tips on how to save during the buying process, look out for my next issue (blog)!*
Pierre S. King, Associate Broker
Weichert Realtors - H P Greenfield
Brooklyn, NY
Member President's Club
Specializing in Homes, Condos, Co-op and Commercial Sales
718 692-4444 Office
917 407-6696 Cell
http://www.kandhhomes.com/
email:yourrealestateking@gmail.com
The Final Count Days (As of July 9th - 145 Days Left for the FREE “$8,000 Tax Credit – Must Be Used On or Before Dec 1, 2009!
Dear Valued Customers:
I would like to thank you for taking the time to read my introductory blog that begins a journey, giving tips & knowledge to both home buyers and sellers during the buying and selling process in Brooklyn, NY and its surrounding Boroughs. My goal is to show ways on how to save money during the home buying process, easing your stressful conditions when searching for homes, co-ops, condos or commercial properties especially in Brooklyn and paving the road of rocky hurdles that prevent potential home buyers from buying their dream homes. Sellers, watch out for tips on what it takes to quickly sell your home, avoid incurring additional and unnecessary expenses. To the best of my ability, I will provide the best answers to your inquiries and concerns. Don’t Panic! I will be there to guide you through this tedious process, easing it with the right answers to your difficult questions.
FIRST TIME HOME BUYERS, the FREE $8000 Tax Credit is not limited to individuals living in Brooklyn, but applies to all FIRST TIME HOME BUYERS all over the United States. My concentration will be the 5 Boroughs – Brooklyn, Bronx, Queens, Manhattan and Staten Island.
Let’s begin! See how you can make your first FREE $8,000 before even moving into your new home! Remember to count down to Dec 1, 2009! Let’s see how buying a home in Brooklyn can be affordable!
COUNT DOWN TIPS – FREE $8,000 FOR FIRST TIME HOME BUYER!
If I were to show you how to get $8,000 FREE, with no obligation to pay it back, will you be happy? If so, you must timely meet the required qualifications, be dedicated to the process, because we must meet the Dec 1st, 2009 deadline!
By Dec 1st, You Must:
I. Have a Legal and Binding Contract
· Have an accepted offer.
· Have an inspection by a Licensed Inspector.
· Have a termite inspection.
· Have given your down payment.
· Sign your contract.
II. Have a Mortgage Commitment
· Meet with a Loan Officer
· Provide all required document
· Have an appraisal (Licensed Real Estate Appraisal)
III. Have Performed a Survey, Title and Lien Search, or Have Seen a Co-op Board and Ordered Stock Certificate
· Remind your Legal Representative to order the above.
IV. Have had a Closing
· Final Walk-Through of the property you’re purchasing.
· Speak with your Loan Officer and Legal Representative on additional money needed for closing.
· On the day of closing. Be on Time.
· Bring all document requested by your Loan Officer and Legal Representative.
· Bring at least 3 Forms of Identifications.
Don’t worry and don’t be stress! I will be available during this process to answer all your inquiries and walk you through the BUYING PROCESS!
BASIC REQUIREMENTS TO QUALIFY FOR THE FREE $8000 TAX CREDIT
WHAT IS A TAX CREDIT?
· It is FREE money given by the U.S. Government to 1st Time Home Buyers
· It’s FREE! No obligations and you DON’T have to PAY it back.
TO QUALIFY;
· TYPE OF HOMES:
1. Single Family
2. Condos
3. Co-ops
4. Townhouses
· MUST BE LOCATED in The U.S.
· Purchase Price MUST be $80,000 or MORE (If below $80,000 you qualify for 10% of the Purchase Price - $75,000 x 10% = $7,500)
· MUST be your PRINCIPAL RESIDENCE or OWNER OCCUPIED (Reside more than 50% of the time) on or after January 1st, 2009 and before December 1st, 2009 (HAVE TITLE)
· It’s ONLY for 1st TIME HOME BUYERS – (On the day CLOSING, You MUST NOT have had OWNERSHIP INTEREST in a HOME for the LAST 3 Years!)
· INCOME MUST BE:
1. Single or Head of Household: $75,000 or LESS.
2. Married Filing Jointly: $150,000 or LESS.
· HOW DO I DETERMINE MY INCOME?
1. Wages
2. Salaries
3. Interest and Dividends
4. Pension
5. Retirement Earnings
6. Rental Income, etc
*To Find Your Income, you can look at you most recent tax return. This is reported as Adjusted Gross Income (AGI) on the final line on the front page of an IRS Form 1040 or 1040A.
· DOWN PAYMENT:
· Can This Credit Be Used as my DOWN PAYMENT? Absolutely NOT!
· HOW DO I APPLY FOR THIS CREDIT?
1. There aren’t ANY APPLICATION Forms for this FREE $8000 Tax Credit
2. All eligible purchasers simply claim the credit on their IRS Form 1040 tax return. This credit will be reflected on a new Form 5405 that will be attached to Form 1040.
CLICK HERE TO VIEW FORM 5405 (TAX CREDIT FORM)
3. You need No Pre-purchase authorization.
4. No application.
5. No approval process.
· Don’t Miss This Opportunity!
This is the best time to BUY in TODAY’S MARKET!
Why? Interest rates are at an all time low in 20 years! Plus, home prices have dropped, and to top it off, the U.S. Government is giving away a one-time FREE $8000 to 1st Time Homebuyers! You MUST use this FREE $8000 by December 1st of LOSE IT!
CLICK HERE FOR ADDITIONAL QUESTIONS AND ANSWERS ABOUT THE FREE $8000 TAX CREDIT
*For more tips on how to save during the buying process, look out for my next issue (blog)!*
Pierre S. King, Associate Broker
Weichert Realtors - H P Greenfield
Brooklyn, NY
Member President's Club
Specializing in Homes, Condos, Co-op and Commercial Sales
718 692-4444 Office
917 407-6696 Cell
http://www.kandhhomes.com/
email:yourrealestateking@gmail.com
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